• $3,750,000 Refinance
  75% Loan to Value/80% CLTV
  3.75% 5yr Fixed I/O, 3.86% APR
  SFR, Manhattan Beach

  $4,350,000 Refinance
  65% Loan to Value
  4.875% 5yr Fixed, 4.91% APR
  SFR, Santa Barbara
  High DTI, 1 year Tax return

  $1,600,000 Cash Out
  75% Loan to Value
  4.45% 5yr Arm I.O., 4.61% APR
  Laguna Beach
  Leasehold Land

  $14,000,000 Purchase
  65% Loan to Value
  2.50%, , 6 Mo. Libor Arm I/O, 2.62% APR
  SFR, Laguna Beach
  Closed in 21 days

  $9,150,000 Purchase
  60% Loan to Value
  5.00%, 5 Year Arm, 4.86% APR
  SFR, Palos Verdes Estates

  $3,490,000 Purchase
  60% Loan to Value
  5.00%, 5 Year Arm, 4.86% APR
  SFR, Coto De Caza
  Closed in 7 business days

  $3,875,000 Purchase
  60% Loan to Value
  4.625%, 5 Year Arm, 4.86% APR
  SFR, Sold for Land Value
  Developer, 2009 and 2010 Tax
  returns not filed

  $2.300,000 Purchase
  70% Loan to Value, 4.25%
  7 Year Arm, 4.64% APR
  Townhome, Manhattan Beach
  Turned down by 3 major banks
  Closed in 3 weeks

  $875,000 Purchase
  75% Loan to Value, 4.75%,
  5 Year Interest Only
  SFR, Thousand Oaks
  Self Employed for 2 months

  $4,500,000 Purchase
  70% Loan to Value
  4.875%, 7 Year Fixed, I/O 4.36% APR
  SFR, Manhattan Beach
  53% DTI ratios bridge

  $5,250,000 Purchase
  70%/80% Loan to Value
  4.75%, 5 Year Fixed, I/O, 3.96% APR
  SFR, Manhattan Beach
  100% Gift Funds, 80% Seller Carry Back
  Closed in 10 days

  $8,200,000 Purchase
  65%/80% Loan to Value
  3%, 6 Month Libor, 3.10% APR
  SFR, Palos Verdes
  Seller Carry back to 80%, 49% ratios

  $3,750,000 Purchase: Tear down.
  80% of land value in appraisal, 65% LTV
  4.75% 5 Year Fixed, 4.376% APR
  SFR, Palos Verdes
  Resident Alien.
  Major Bank Turndown

  $4,000,000 Purchase
  65% LTV.
  5%, 7 Year Fixed, 4.36% APR
  SFR, Palos Verdes
  Non Perm aliens.
  Income verified via Chinese Tax returns.
  Major Bank Turndown

  $14,400,000 Purchase
  70% Loan to Value
  2.5%, 6 Month Libor, 2.6% APR
  SFR, Laguna Beach
  2nd Home, Closed in 10 days

  $7,000,000 Cash Out Refinance
  60% Loan to Value
  2.5%, 6 Month Libor, 2.6% APR
  SFR, Malibu
  2nd Home, Closed in days
  No US income or filed returns, Non perm alien.
  International cap gains income

  $4,200,000 Cash Out Refinance
  60% Loan to Value
  3%, 6 Month Libor, 3.1% APR
  SFR, Hermosa Beach
  Low AGI, Qualified off cash company flow statements

  $3,500,000 Cash Out Refinance
  50% Loan to Value
  5.25% 5 Year Fixed, I/O 5.375% APR
  SFR, Big Sur, 140 Acres, 1500 sq ft improvement

  $7,200,000 Purchase
  65% Loan to Value
  SFR, Malibu
  4.75% 5 Year Fixed, I/O, 4.375% APR
  Closed in 10 days
  Major Bank Turndown

  $10,500,000 Purchase
  68% Loan to Value
  3.00%, 6 Month Libor Arm I/O, 3.15% apr
  SFR, Bel Air
  High DTI’s - Foreign Co-Borrower
  Major Bank Turndown

• $2,300,000 Cash Out
  50% Loan to Value
  5.625% 3yr Arm, 5.75% APR
  SFR, Newport Beach
  Reduced Documentation

  $3,200,000 Cash Out
  60% Loan to Value
  5.375% 10yr Arm, 5.50% APR
  SFR, Bel Air
  Recent Employment Change

  $4,000,000 Purchase
  70% Loan to Value
  5.75% 30yr Fixed, 5.875% APR
  SFR, Santa Barbara
  Closed in 20 days

  $5,000,000 Cash Out
  50% Loan to Value
  5.25% 7yr Arm, 5.35% APR
  SFR, Beverly Hills
  High DTI's

  $7,000,000 Cash Out
  60% Loan to Value
  2.50% 6 Month Libor Arm, 3.1% APR
  SFR, Malibu
  No U.S. Income, Foreign National

  $7,250,000 Construction
  55% Loan to Value
  4.50%, Prime+1.25, 4.65% APR
  SFR, Dana Point
  Spec Construction

  $7,800,000 Purchase
  65% Loan to Value
  Private Money
  SFR, Newport Coast
  High DTI's, Reduced Documentation

  $5,200,000 Cash Out Refinance
  50% Loan to Value
  5.25%, 7yr Arm I/O, 5.35% APR
  SFR, Beverly Hills
  Major Bank Turndown

  $2,000,000 Refinance
  50% Loan to Value
  5.625%, 3yr Arm, 5.75% APR
  SFR, 2nd Home, Malibu
  Stated Income, paid off 12% bridge loan

  $3,150,000 Purchase
  70% Loan to Value
  SFR, Manhattan Beach
  4.75% 5 Year Fixed, I/O, 4.375% APR
  55+% ratios.

  $1,150,000 Purchase
  80% LTV
  5.0%, 5 Year Fixed, APR 4.21%
  SFR, Studio City
  50% DTI, Gift Down Payment, Major Bank Turndown

  $1,500,000 Purchase
  75% LTV
  5.0%, 7 Year Fixed, 4.177%
  SFR, Manhattan Beach
  47% DTI, Major Bank decline

  $2,000,000 Refinance
  65% LTV
  6.25% Five Year Fixed
  Multi Family, La Mirada CA
  Sourced Guarantor to add strength to Sponsorship

  $1,000,000 Purchase
  53% LTV
  6.05% Ten Year Fixed
  Light Industrial, Santa Monica
  Owner/User

  $1,550,000 Refinance
  60% LTV
  6.13% Five Year Fixed
  Mixed Use, Santa Monica
  25% Vacant Retail Property

  $2,000,000 Refinance
  70% LTV
  5.72% Ten Year Fixed
  Multi Family
  Fannie Mae

  $850,000 Line of Credit
  60% LTV
  5.5% Floor, Prime + .5%
  16 Unit Apartment Building, Berkeley, CA

  $1,300,000 Land Development Loan
  50% Loan To Value
  7.5% Floor, Prime + 2.5%
  Six Lot Subdivision, Rancho Santa Fe, CA

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