Jonathan-
Thank you so much for all of your help and hard work during our home buying process. You were so dependable and absolutely saved the day when we were let down by Wells Fargo. We really appreciate knowing you were there for us and will definitely recommend you to our friends!

_ John Coyne

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Hi Christian,
Just a thank you for all your help. My client is happy with the loan and your performance and that in turn makes me very happy.

Thanks.

_ Bill Herman, Pierside Realty

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Thank you Nate!!!!!!! This has been a long road with a lot of bumps. We now have a happy endingJ I am so glad you hung in there with us. I knew you were the only guy for the job! I truly appreciate all of your hard work.

_ Lori Mills

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Hey Todd,
You were very nice to deal with, always professional and always pleasant...and both those attributes mean a great deal to me. I'll be sure to pass your name on to any of our friends or acquaintances that are looking for financing or refinancing.

Thanks and best wishes.

_ Craig Lyall

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Christian,
Even in the current challenging environment, you have demonstrated the ability to come up with unique financing options from a diverse array of investors.  Your connections with large investment banks as well as small private banks have allowed me to consider and take advantage of financing alternatives on better terms than anything I was seeing from institutions with which I had longstanding ties.  You were creative and resourceful in matching several interested investors with my unique personal circumstances. You are also a pleasure to work with and incredibly responsive. You and your staff were there whenever I needed you.

Regards,

_ Jeff Barker, Partner, O'Melveny & Myers LLP

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Nate, thank you - you have really worked hard to get them into their dream home, and we and they will be forever grateful. We hope to work with you again!

_ Carrie Reinhart

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Hey Todd,
THANK YOU for the advice and insight regarding our loan. We are very pleased not only with the loan package you found but the service level you provided. We will definitely be passing along your name with high regards.

Thanks,

_ Karl Erickson

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Christian my latest referral to you and your firm, and it's success is yet another example of who you are...this was complicated yet we never knew as you "just did it" personal thanks!!!

_ Mike Davis, Mike Davis Custom Home Building

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Todd,
I want to thank you for making this refinance happen. I have had several home loans over the years and I know how painful the experience can be, but you made the process very easy for us. Your handling of the entire process was very professional and you minimized our involvement in the mind numbing minutia. Most important, we didn't have to settle for a lesser product as you were able to get us the product we wanted at the price we could afford, resulting in a significant reduction in our monthly mortgage payment. We will recommend you and Coast Capital Group to friends and family.

Regards,

_ Dave and Linda Sparkuhl

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Karen,
Judy and I wanted to thank you so very much for the lovely lunch at Houstons today. You are a very special person. You go the extra mile for your friends and clients and you and Patty are a great team that expedited the loan closure process better than anyone we've ever dealt with previously. We hope we continue to stay you friends and will be proud to refer any of our friends to you who are interested in a excellent re-fi or new loan.

All the best,

_ Jim and Judy Deutsch

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Dear Jonathan,
Just got your voice message that our house refinancing is finalized. Thank you so much for all your help! We appreciate everything you’ve done and have given your name and phone number to a few of our friends. You did a great job keeping this process moving and explaining all the "next steps" to me in a kind manner.

We especially appreciate you e-mailing us just before Thanksgiving when the rates went even lower! We feel very blessed to have met you and had this opportunity to refinance and save about $600/month.

Thank you for your availability during the holidays with all our last minute questions. We hope you and your family had a nice holiday and best wishes in 2010!

Thanks again,

_ Tami and Dan Sell

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Jonathan-

It is a Christmas Miracle !!!! Wonderful news for our whole family !!!!

I really do not know how you pulled off closing our two loans. If there is one thing I am sure about, it is that no one else could have completed these two impossible loans other then you. As I have said many times over the years, you are amazing !!!!

Thank you again, I still cannot believe you made this happen !!!!

Most kind regards,

_ Marti Cannizzaro

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Escrow has closed today. Thanks Coast Capital Group for making this happen!!! We'll be sure to send you more business.

_ Gordana Terzic, Shorewood Realtors

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Ron-

We want to thank you and the rest of the Coast Capital team for assisting and supporting us in the loaan process. Please give a special thanks to your president.

Hopefully, we will meet some time in person in the near future.

_ Michael and Laura Kaufman

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Josh-

Really glad we’ve got you on our team, also Jim Marak – the seller’s realtor was really impressed with you. He mentioned yesterday that a big part of what got our offer accepted over the others was our lenders info and letter. We owe you big time!

_ Billy Whalen

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After the house price jump in 2006, I was discouraged from my dream of owning my own home. I completely stopped looking and just settled on renting for the next 3 years.

One of my coworkers told me about a seminar on campus about buying your first home. I went into the seminar with my skeptical mentality, thinking nothing could be said to make it possible for me to buy a house.

The speaker, Joshua Reikes, was very informative about the current housing market situation and to my surprise, made it sound possible for me to buy a home.

Soon, I was looking for a house in my spare time and within 3 months I closed on a wonderful house that I can call my own.

Joshua guided me the whole way through and made sure I got the best loan program that fit my needs.

His seminar was the spark that started my search again to home ownership. And through his diligent efforts and hard work, I can say I'm a homeowner today.

Thanks Josh!

_ Lauren, NG Employee

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I can recommend Todd Fite with all confidence after working with him to refinance my own personal and investment properties, those of my families, as well as purchase loans for my clients.

As a Realtor for over a decade, nothing is more important to me then my reputation and the trust my clients have in me. I know that if I refer a client to Todd, that he will take the same care to not only get them the best rate, but to be readily available to them and responsive to their needs. This makes me and my team look great at the closing table as Todd often delivers the best pricing around and never the unhappy surprises of an unexpected add on or "oops" fee.

Todd is not only professional, but has the right temperament and personality that it takes to deliver meaningful information, to interface with the most demanding clients, and to close deals!

_ Kelly Pessis, REALTOR, White House Properties

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Hi Jonathan,
I am writing to compliment you on the great service you provided my clients. In these trying economic times, the Utterbach's had been following 3 lenders through the process of this purchase over a 4 month period to ensure a closing on this multi-million dollar purchase.

Thank you so much for the diligent care you provided to them and getting this sale closed on time which nobody else could guarantee. You did a fantastic job and I will certainly be referring more clients to you in the future for the same great service you provided.

Sincerely,

_ Cora Berkery, REALTOR, ABR, BS/BM, e-PRO, GREEN, Surterre Properties

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Christian,
You are wonderful!!! Thank you.

_ Lynda Gann, J. Rockcliff Realtors

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Hey Jake and all,
We just received our final closing paperwork and wanted to thank you all again for your hard work and assistance in refinancing our home. It was a nice added surprise to see that the final paperwork showed that the ultimate fees were a bit less than we had anticipated.

We know that the economic environment is especially challenging now and also that your timing was especially good. We are very grateful, especially when we feel the added security of our mortgage as we raise our 2 little boys.

We wish you the best of luck and success during these interesting times.

Warm regards,

_ The Yangs

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Hi Jonathan,
I received your voicemail and wanted to say thank you for the great service. I really appreciated your assistance in getting this done and it's been a pleasure working with you. I would be happy to pass your name along.

Best regards,

_ Linda Blaser

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Christian,
Many thanks to you and your team for their quality efforts on behalf of Julie and me.

_ Jeff Murphy

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Dear Christian,
Thanks so much for all your work on the loan. Seems to me that this is far better than Vineyard. You sure made it good for us. Densie and I really appreciate you.

_ Dr. Steve and Denise McHale

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Hi Christian!
I really appreciate all your help and extra effort in getting this closed on time. Again, many thanks! We LOVE the home.

_ Stephen McKenna

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I highly recommend Jonathan O'Donnell for mortgage loans. We have used him for our home loan and got a better deal then I could do for myself! We have also referred him to many friends, family members and even my wife's boss. You can not beat his rates and the great customer service he provides.

_ Dan Pleman

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Dear Nate,
Thanks for your great services. We have now successfully closed on our house! I wanted to personally thank you very much for making it happen! It was not easy between Miami and Poplar with so many road blocks!

I really enjoyed going through the process with you and getting your assistance when I was confused (which has happened on a daily basis!).

Please don't hesitate to use us as reference when needed. We will definitively recommend your services to others!

Jim, thanks for your wise recommendation in referring Nate!

regards,

_ Francois Screve

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Jonathan,
Many thanks for your professional assistance. You have a great process and make things extremely easy for the borrower. I would have no problems recommending your services and will definitely do so when the opportunity presents itself.

Please stay in touch.

_ Thomas Hitzel

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Christian,
I just wanted to write and thank you for the expeditious close. That was the easiest real estate transaction that I have ever done.

You really know your business and I look forward to future dealings. Additionally, I will send you some clients.

Take care and thanks again!

_ Lorenzo Esparza - Vice President Buena Vista Television

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Hi Christian,
Thanks (for the third time now) for your professional and expert assitance and advice....you are the best...which is why we keep coming back!!

best regards,

_ Scott Landstrom

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Christian,
Thanks for making this run so smoothly!

_ Randy Lamb - Lamb Partners - Builder - Atherton, CA

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It was an incredible experience working with you! The financing options you provided gave my family and me an opportunity to very easily and confidently choose what was appropriate for our needs. We elected to utilize a portion of our homes' equity, at your recommendation, to remove a variety of lingering debt at a much lower rate of interest. Because of this, we have much improved credit scores and literally no open debt other than our home mortgage.

Please send us some of your business cards, as we would very much like to refer and pass on your name to fiends and family as well.

Thank You Joe,

_ Jim Riley

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These guys get the job done – they refinanced $5m for us this week of tough to place loans.

_ Bill Davidson, CEO, MESA Development Inc.

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Dear Christian Salceda,
I congratulate you and thank you on the outstanding performance of funding the loans for my condominium on Pacific Coast Highway in Huntington Beach.

Christian, you are the only one of seven companies I spoke to who came through with everything you mentioned regarding the loan on the very first day.

I strongly recommend you and Coast Capital Corporation to all my friends and associates and I am very impressed in the way you conducted the transaction.

Truly,

_ Kapil Sud

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Joe,
A quick note to express my thanks for a job well done.

You always kept me apprised of everything with my loan from start to finish.

Most of all, you listened to my needs and provided financing for exactly those needs. I was very comfortable and at ease throughout.

Regards,

_ Helmut Martin

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Hi Jake,
Your team at Coast Capital performed miracles working through the issues.

Thank you for everything. I'm sure we'll do business in the future.

Regards,

_ Lane Giles

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Jonathan,
I wanted to follow up after your call today to thank you for the smooth close. I am unbelievably busy right now and your handling of the process kept me free to deal with my job rather than the close.

Thanks,

_ Gary Banta

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As a professional who has been through a dozen or so financings of new homes, or refinances of existing properties, I feel pretty solidly calibrated in terms of the kind of service to expect from a mortgage broker. My two experiences working with Christian Salceda and the Coast Capital Group have caused me to completely revise my expectation set as to what is possible, as they were 'off the charts' compared with my historical experience. The communication and analysis of the type of package we were looking for was efficient and painless, the rate that he obtained for us in both cases was clearly superior to anything any other broker could produce (because we did benchmark other brokers in each case), and the ease with which the loan approval and documentation set was obtained was roughly 2X better than any we had experienced... I could not recommend both Christian, or Coast Capital, more highly...

Best regards,

_ Scott Landstrom

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Over the past few years I have used Nate Kuchera for financing on several multi million dollar residential properties. Consistently I have found Nate to be bar none the best mortgage broker I have ever used. Performance based I have always found Nate to be the most competitive, the least complicated and most efficient. My experiences have been echoed by friends and family whom I have referred to him. I would highly recommend Nate to anyone serious about a home loan, he is in my experience the best in the business.

Sincerely,

_ B. Morgan Cislini

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Jonathan I just wanted to thank you and your staff for getting us the loan in such a speedy manner. I will definitely refer and interested loan seekers your way. Thanks again.

_ Mike & Sharon Karnes

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He's my Favorite Broker.... Christian knows exactly what is going on in every file. He and his mortgage consultants always put the client first. It's not about the money or how fast a deal is going to close.

_ Tammy Flavin - First Class Escrow

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Christian gets the job done without any problems. He's my first preference for a mortgage broker. He's very pleasant to work with and very knowledgeable about the different kinds of loans out there. He always wants to find the perfect loan to suit the needs of my clients. He keeps them happy and stays involved until the very end.

_ Raju Chhabria - Ranked #13 in the U.S. by REALTOR magazine, #1 in the South Bay and #1 at Shorewood Realtors for over 10 years straight.

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Jake,
I have to say that working with you guys was by far the best experience I've ever had getting a mortgage - whether it was with a purchase or a refinance. Thanks so much.

_ Richard Yelland

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Jonathan,
Thank you for all your help on this.  It's been a pleasure working with your company. I'm sure to recommend you to all our friends here.

_ Maria Carlizza and Bernard Blancaflor

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Christian does exactly what he says he's going to do, and in the mortgage business, that's important. He is bright, straight forward, and aggressive when he needs to be. I have nothing but positive things to say about him and Coast Capital Group.

_ Neil Freidman

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I've done a lot of real estate loans over the years, and Christian is, by far, the best. He's very professional, service oriented, knowledgeable, and is able to complete a transaction quickly. I will continue to use him in future real estate investments. I already recommend him to my friends.

_ Steve O'Brien

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Christian,
I just wanted to say thank you once again for all the help you gave me in securing my new 1st and 2nd loans. You've done an amazing thing, something no one else that we talked with or worked with could do! You have given us a new beginning to stay in our home and move forward with our lives. I'm looking forward to sending you referrals. And I'll make sure that they don't need as much "extra help" as you gave me. You are a lifesaver!

_ David Moss

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Chris,
You are amazing. I cant believe how fast you got us approved. Thanks for everything and being so easy to deal with.

Sincerely,

_ Stephanie Fontaine

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Jonathan,
I just wanted to compliment you.You are an incredible loan agent! Far above the rest! You have really impressed me (and that is hard to do!) Thank you for everything!! I wanted to let you know I appreciate and notice your great performance on our transaction.

_ Rosanna Libertucci - Shorewood Realtors

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Nate,
you're terrific. I was looking for the best loan rates in a short period of time and your "personalized" approach enabled me to get what I needed. You are a great broker who makes things easy and I appreciate you being available 7 days a week. You're the best!

_ Suzanne Stanford

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Dear Nate,
thank you.......for all the help and speedy loan.. you made a difficult time very easy for someone who doesn't know much about this type of thing... I have told lots of people how good you are and given out your name...Thanks again and I'll call you in about 2 yrs. when I ready for another loan.

_ Linda Duncan

Thank you for saving my life! I wished I would have come to you in the first place instead of the other broker. You helped me to make my dreams come true with helping me to buy this home. I really appreciate all of your help and taking care of me throughout this process. I am so happy that things worked out the way they did and look forward to doing business in the future!

_ Emiko Hirotani

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I appreciate you completing my 5 transactions in a short period of time. They were all closed smoothly and in a punctual manner. I am very happy and satisfied with the work you have done for me. You are very experienced and knowledgeable when dealing with complicated transactions. You made me feel comfortable and you were patient and easy to work with- thank you Nate!

_ Maggie Phan

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Thank you so much. You did a great job and always kept me informed. I appreciate all your efforts. Be well and thanks again.

_ Dr. Gary P.

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A big thanks to you Nate, I know it's your job, but know you went the extra mile ALOT!
Take care,

_ Michele P.

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